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Home » Terms of Service

Terms of Service

Last updated: November 12, 2026

These Terms of Service govern your use of USMilitary.com (the “Site”), which is owned and operated by National Direct Lead Systems, Inc. (“we,” “us” or “our”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Not a Government Website

USMilitary.com is a private website. It is not affiliated with, endorsed by or operated by the U.S. Department of Defense, the Department of Veterans Affairs, any branch of the U.S. Armed Forces or any other government agency. Nothing on the Site is an official statement of any government agency. We do not recruit for the military, and we do not issue, approve or process benefits, claims, enlistments or loans. For official information, go to VA.gov, Defense.gov or the official website of the relevant military branch.

Information Only, Not Advice

The Site publishes general information about military service, careers, pay, benefits, veterans’ programs, VA loans and related topics. It is not legal, financial, tax, medical or career advice, and it does not create any professional relationship between you and us. Pay rates, benefits, eligibility rules and laws change, and an article may not reflect the latest change or fit your situation. Check important details with the relevant government agency, a recruiter or another qualified professional before you act.

VA benefits and claims. We are not a VA-accredited attorney, claims agent or Veterans Service Organization, and we do not prepare, file or present VA claims. Free help with VA claims is available from VA-accredited representatives, including Veterans Service Organizations and county veterans service officers. You can find one with VA’s accredited representative search.

Home loans. We are not a lender or mortgage broker. We do not take loan applications, and we do not make loans, credit decisions or rate quotes. The VA loan comparison tables and quote form on the Site are provided by our advertising partner Mortgage Research Center (NMLS #1907). Rates, terms and eligibility are set by lenders, not by us.

Calculators. Calculators on the Site give estimates based on published rate tables and the information you enter. They are not official determinations of any benefit or payment.

Advertising and Partner Tools

The Site is supported by advertising and partner relationships. Some links, tables, forms and offers are provided by partners, and we may be paid when you use them to buy something, compare offers, request a quote or apply. The Site also shows display advertising served by Ezoic and its advertising partners. A partner’s or advertiser’s products, services, tools and websites are its own responsibility, under its own terms and privacy policy. We do not guarantee any partner’s or advertiser’s offer, and our mention of a product or company is not a promise that it is right for you. See our Advertising Disclosure.

Your Use of the Site

You may read, share links to and print articles for your personal, non-commercial use. You agree not to:

  • copy, republish, sell or distribute our content, other than short quotations with a link back to the original article, without our written permission;
  • use automated tools to scrape, harvest or bulk-download content or data from the Site;
  • interfere with the Site’s operation, security or advertising, or try to access areas you are not authorized to use;
  • submit false information, sign up other people for our emails without their permission, impersonate anyone, or use the Site for any unlawful purpose.

Content You Send Us

If you post a comment or send us a question, suggestion or other content, you confirm that you have the right to share it and that it is not unlawful, defamatory, abusive or misleading. You give us a non-exclusive, royalty-free, perpetual license to use, display and edit it in connection with the Site. We may remove any comment at our discretion. Do not send us personal financial or medical information, such as account numbers, Social Security numbers, medical records or VA claim documents.

Email

If you sign up for a guide or newsletter, you agree to receive emails from USMilitary.com on related topics. You can unsubscribe at any time using the link in any email. Our Privacy Policy explains how we handle your email address.

Intellectual Property

The Site’s articles, graphics, guides, logos and design are owned by us or our licensors and are protected by copyright and trademark law. “USMilitary.com” and our logo are our marks. These Terms do not give you any right to use them except as described above.

If you believe content on the Site infringes your copyright, email larry@usmilitary.com with a description of the work, the page where it appears, and your contact information, and we will review it.

The Site links to websites we do not control, including government agencies, news sources, advertisers and partners. We are not responsible for their content, accuracy or privacy practices.

Disclaimers

The Site and its content are provided “as is” and “as available.” To the fullest extent the law allows, we disclaim all warranties, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose and non-infringement. We do not promise that the Site will be uninterrupted, error-free or free of harmful components.

Limitation of Liability

To the fullest extent the law allows, we and our officers, employees and contractors will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, profits or opportunities, arising from your use of the Site, its content or any partner’s or advertiser’s products or services, even if we were told such damages were possible. Our total liability for any claim relating to the Site will not exceed one hundred U.S. dollars ($100). Some states do not allow these limits, so some of them may not apply to you.

Indemnification

You agree to defend and hold us harmless from claims, losses and expenses, including reasonable attorneys’ fees, arising from content you send us or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules. Any dispute relating to the Site or these Terms will be brought in the state courts located in Walton County, Florida, or the United States District Court for the Northern District of Florida, and you agree to their jurisdiction. Nothing in this section limits any rights you have under the consumer protection laws of the state where you live.

Privacy

Our Privacy Policy, California Privacy Notice and Do Not Sell or Share page explain how we collect, use and share information.

Changes to These Terms

We may update these Terms from time to time. We will post the new version on this page and update the “Last updated” date. Your continued use of the Site after a change means you accept the updated Terms.

General

If any part of these Terms is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver of it. These Terms, together with our Privacy Policy and California Privacy Notice, are the entire agreement between you and us about the Site.

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