When Will VA Home Loan Interest Rates Go Down? If you're asking, "When Will VA Home Loan Interest Rates Go Down?" there is no certain date. Rates could ease into 2027 if inflation cools and bond yields fall, but a drop is not guaranteed. As of November 11, 2026, the average 30-year fixed VA rate was 6.76%. If you can afford a home at today's rate, you may be able to refinance … [Read more...] about 3 Experts Discuss the Future of VA Home Loan Interest Rates